Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, aged to 2026 using compounded market movement. State selections show BLS state-level figures where published. Actual pay varies with experience, industry, and organization size.
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Prepare reports that include the degree of risk involved in extending credit or lending money.
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Top skills:Critical ThinkingSpeakingReading ComprehensionActive LearningActive ListeningMathematics
Includes information from O*NET OnLine by the U.S. Department of Labor, Employment and Training Administration (CC BY 4.0).
Credit Analyst pay by experience level
Entry level$58,000
Typical starting pay (about the 10th percentile)
Early career$67,500
A few years in (about the 25th percentile)
Experienced$86,500
Mid-career median pay
Senior$126,500
Seasoned professionals (about the 75th percentile)
Top earners$175,000
Highest earners (about the 90th percentile)
Experience tiers are derived from the BLS wage percentile distribution for this occupation, aged to 2026. Actual pay varies by employer, location, and specialization.
Job outlook
-4.4%
projected change in jobs, 2024–2034
3,700
projected openings per year
Declining
Source: U.S. Bureau of Labor Statistics, Employment Projections program (2024–2034). Openings include growth and replacement needs.
Credit Analyst salary by industry
Credit Intermediation and Related Activities
40,370 workers
$101,500
Credit Intermediation and Related Activities (5221 and 5223 only)
30,150 workers
$103,000
Nondepository Credit Intermediation
10,220 workers
$98,000
Management of Companies and Enterprises
7,830 workers
$101,000
Management of Companies and Enterprises
7,830 workers
$101,000
Securities, Commodity Contracts, and Other Financial Investments and Related Activities
Related occupations from O*NET OnLine, U.S. Department of Labor.
Frequently asked questions
How much does a Credit Analyst make?
The average base salary for a Credit Analyst in the United States is $104,500 per year, or about $50.24 per hour.
What is the typical salary range?
Pay typically falls between $67,500 and $127,000 per year (25th to 75th percentile) depending on experience, location, industry, and organization size.
How does this compare with other Business and Financial Operations roles?
The Business and Financial Operations job family averages $94,500 across 47 roles tracked by WePayFairly.
Need a defensible market price for this role? WePayFairly data is compiled from published survey sources and maintained by compensation professionals.