401(k) retirement calculator

Project your 401(k) balance at retirement, including your contributions, employer match, and investment growth.

Current age

Retirement age

Current 401(k) balance

Annual salary

Your contribution (% of salary)

Employer match (% of salary)

Match limit (% of salary)

Expected annual return (%)

Annual salary growth (%)

This is an estimate for planning only, not financial advice. It assumes steady annual returns and contributions; real markets vary year to year. The 2026 employee contribution limit is $24,500 ($31,000 if you are 50 or older), and this tool caps your contribution accordingly. Consider speaking with a licensed financial advisor for decisions about your retirement.